Well I found out today that my claim for water in the Headlight and Tierods is being denied. Page 2 line 3 Service Contract Coverage is what they are using for the Denial. I don't understand how they can say that my trans was not a wear and tear issue but my tierods are, but that is what they are saying. I was given this contract at 62K miles, now they say any wear and tear item over 50K is not covered. They claim that the water in the headlight is not covered because its called Water Incursion, I have not read that yet as it pertains to headlights, but I did find Water Ingestion as it refers to the Engine Page 5 Line 18, but that's why denied that claim. I also read the Arbitration section Page 6 Arbitration which explains how I should go about disputing a claim, but before I do all that I am taking my contract to my lawyer who has won a lot of law suits for me and get his advise. I still like to hear from the forum though. Public Opinion is always welcome.